Start your Process

Essentially, we buy the vehicle from the client and then take ownership of it. During a specified rental period (loan) the client retains the right to use the vehicle.

PLANS AND PRICES

Get the most out of your loan

The rental term does not include a balloon payment at the end of the rental term. Monthly instalments include unlimited mileage within the borders of South Africa, comprehensive insurance, a service plan, GPS tracker, and annual license. Upon expiration of your rental period, you can choose to keep the vehicle or trade it in for a newer model vehicle.

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Prepare the needed at home

Prepare the needed documents at home to ensure you have everything.

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Have your documents

Always make sure to have all the needed documets by hand when we meet.

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Sign docs - funds are paid

When you sign the document the fees will be paid on the spot to you.

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Settle loan & get car back

Now it is just time to settle your loan with us and then be ready get your car back.

Five Points to Keep in mind

  • Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.
  • All accounts may be renewed if they are up to date.
  • All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.
  • Non-payments may result in the matters being escalated.
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Customers first

View our benefits

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Fast Reply

Contact Us

Any Questions

If you have any questions do not even hesitate a bit to give us a call we will gladly assist with anything

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How to Pawn your car

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Prepare the needed at home

  • Your car must be fully paid
  • The owner of the car must apply for the loan and sign the agreements
  • Submit information on-line or phone our call centre.

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Have your documents

  • Copy of your ID and proof of residence
  • Original registration certificate of the vehicle
  • If the vehicle is in the name a company, we can still assist – contact us for what is required.

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Sign docs - funds are paid

  • Bring the documents and the vehicle for final evaluation
  • Read, complete and if happy, sign the loan agreement
  • Car is stored in a secure and fully insured facility
  • A transfer is made to you electronically.

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Settle loan & get car back

  • Pay the monthly charge as per the agreement
  • Pay the capital back as per the agreement
  • Once money reflects in our account, collect your car and related documents.